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Yorkshire Game Angling accept the following payment methods:
Paypal express checkout (pay via Paypal account)
Cardsave (payment by credit / debit card)
Divido Retail Finance
INTEREST FREE AND CLASSIC (15.9%) FINANCE - Minimum Balance £299.99 Yorkshire Game Angling can offer their customers a quick and easy way to spread the cost of their purchases.
The criteria for applications are: Permanent UK resident with 3+ years address history Good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies Aged 18+ working at least 16 hours per week Valid debit or credit card and a bank account that accepts direct debits. Students (Working less than 16hrs p/w), Unemployed and single house persons can not be considered. Applications from retired individuals are also welcome on receipt of a company or private pension. (50+ year old).
Meeting the criteria does not guarantee acceptance, a range of affordability assessments will be undertaken by Divido Retail Finance upon application.
Yorkshire Game Angling are a Credit Broker and we broker for the lender Divido Retail Finance exclusively.
All applications go through Divido Retail Finance as the lender. Yorkshire Game Angling have no influence on the outcome of any applications.
We can provide 6, 9 or 12 month terms representative 0% APR interest free, or 24 and 36 month terms at representative 15.9% APR. All you need to pay up front is a minimum 10% deposit, maximum 70% deposit.
In accordance with the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, the customer (Buyer/Consumer) may cancel within 14 days of the customer receiving the goods. However the goods need to be returned to Yorkshire Game Angling within 14 days of receiving the orders. We reserve the right to withold refunds for aid items until we receive them back or receive proof of postage. Where the consumer cancels a contract, any ancillary contract (such as a warranty or credit agreement) is automatically cancelled. We also reserve the right to reduce the amount refunded if the goods returned show evidence of use beyond the handling necessary to see if the goods are expected.
How much can I borrow? When checking out, just complete the easy online application form that you’ll receive from Yorkshire Game Angling and you can be approved subject to an affordability assessment for up to £15,000 to allow you to purchase the fishing tackle that you’ve been dreaming of, and pay for it in easy manageable instalments. Is a deposit required? Yes, a minimum 10% deposit will need to be paid upon acceptance, although you can choose any deposit amount up to and including 70%.
How are my monthly payments made? All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement. What type of goods can I buy on Finance? You can purchase anything on our website or in store on finance. Please remember that the minimum order value for finance is £299.99.
Can I Pay Off My Loan Early? You can settle your loan agreement at any time. Simply contact Divido Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.
What Do I Need To Apply? To apply for finance you must meet the following criteria:
• You must be over 18 years of age.
• You must be a UK resident with at least 3 years continual address history.
• You must be in full time employment (16+ hours p/w), retired or a house person with a spouse in full time employment.
• You must have a UK bank account capable of accepting Direct Debits.
• You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay your deposit.
What to do on our website When purchasing through our website and wanting to pay by credit, then please add the desired products to your basket and proceed to ‘checkout’. At the checkout please select the Divido ’Pay by Finance’ option and continue according to the instructions . Completing the Credit Application should take 3-5 minutes. At the end of the online application you will be required to ‘e-sign’ the documents. Once we have confirmation that you have been approved for finance, you have e-signed the documents and we have taken payment for your deposit then we will release the goods.
The available credit options are: 6 Months 0% Interest Free 9 Months 0% Interest Free 12 Months 0% Interest Free 24 Months 15.9% Classic Finance 36 Months 15.9% Classic Finance